Many New Zealanders don’t really know what a financial adviser does, or how to make the most of their advice.
In a nutshell – A financial adviser is one point of contact, who knows all this financial stuff, inside and out.
They’re independent, registered, and work with lots of lawyers, accountants, KiwiSaver providers and Insurance companies to make sure your ducks are in a row.
Your adviser is like your own personal ‘fixer’. If something changes in your life (like new kids, new job or a new house), they’ll help you adjust your Will, KiwiSaver and Insurance so it continues to meet your needs. But most importantly, if you need to make an insurance claim, your adviser will go to bat for you, and deal directly with the insurance company to make sure they pay out.
Who are Ducks in a Row’s advisers? Why use them over other Advisers?
Our team is pretty much the ducks nuts when it comes to financial advisers. We only work with a small group, handpicked based on their experience, honesty and success in the industry (and they’ve got hundreds of their own clients who vouch for them too).
Not only will they get your ducks in a row, but our advisers will:
Liaise with a lawyer to help create your Will.
Help you create a unique KiwiSaver strategy tailored to fit your situation.
Help you get the right insurance cover, at the best price.
Why is their help free?
You don’t pay a cent for your adviser’s help - they get paid a fee by the insurance company or the KiwiSaver provider for setting it all up (this is known as commission). This stuff will cost the same regardless of whether you use an adviser, so it’s a bit of a no-brainer.
Our advisers will never recommend you spend money when it’s not in your best interest. As we said, they’re good sorts. Not to mention, the law prevents them from putting their own interests ahead of yours.